Page 15 - NBIZ October 2022
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Texas Emergency Rental              Sometimes, the landlords must file   Texas Eviction Diversion
        Assistance Program (“TERAP”)        an eviction not related to lack of   Program (“TEDP”)
                                                                                    In September 2020, the Texas
           The U.S. Department of Housing   payment but for conduct-related      Supreme Court established the
                                            defaults. Nevertheless, if a landlord
        and Urban Development and Com-
 A Lifesaver    munity Development Block Grant   received rental assistance previously   Texas Eviction Diversion Program
                                                                                 (“TEDP”) to limit the increasing
        CARES provided the funding for
                                            but must proceed for non-payment
                                                                                 amount of evictions due to COVID-
        Texas Emergency Rental Assistance
                                            reasons, the landlord(s) may encoun-
 for Landlords?  Program (TERAP). TERAP provides   ter problems.                 19.  Under TEDP, if a landlord
                                                                                    7
        assistance to the participating
        forty-four cities and counties with
        no more than six months of relief,
        or five months of past rent and
                               4
        one month of future rent.  TERAP
        closed on January 14, 2022.
        Houston-Harris County
        Emergency Rental Assistance
        Program
           Houston-Harris County Emer-
        gency Rental Assistance Program
        provided relief to participants with
        active eviction cases or current
        notices to vacate for delinquent
             5
        rent.  It provided a maximum of
        rental relief between fifteen to
                        6
        eighteen months.  It was started in
        February 2021 by the Archdiocese
        of Houston-Galveston, Catholic
        Charities, The Alliance, and
        BakerRipley. It has provided over
        290 million in relief to over 73,000
        families. Applications selected
        before December 2021 will contin-
        ue to be processed.

        How the Programs Affect the
        Landlords
           Landlords want to receive rental
        payments, and it is often irrelevant
        who pays those rental payments.
        Yet, landlords have had to deal with
        tenants that have not paid rent for
        12, 18, and sometimes more months
        who do not qualify for any rental
        assistance program, or received
        some funds but are unable to pay
        for the remaining months. Banks
        have not provided landlords with a
        break from the incessant mortgage
        payments. Unfortunately, rental
        assistance has left some landlords
        with tenants that have never paid
        their rent and/or cannot pay rent.
        At that time, many of those land-
        lords must make the hard decision
        to opt-out of rental assistance
        and the funds to pursue eviction.

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